Learn more about our unique “ 6 Month Youth Saver” Certificate at 5.00% APY! Most available as traditional or retirement certificatesįeatured Certificates (Visit our rates page for all available rates and terms)Ĥ.50% APY *: 9 months, $10,000 minimum depositģ.75% APY *: 6 months, $500 minimum depositģ.35% APY *: 18 months, $500 minimum deposit Options requiring as little as $500 to open Often called CDs (Certificates of Deposit), they’re a great fit to earn a higher return on funds not needed for immediate use.Ĭombine your NIHFCU funds with money you may have elsewhere to lock in a great rate and watch your savings grow!